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Who Pays? · sources
Chapter 1: The Number Everyone Panics About
5 sources. Checked September 2026.
Every claim in this chapter is traced to the source behind it. Below is each one, numbered as it appears in the book, with a link that opens the original.
- Care Act 2014, section 14 gives councils the power to charge for meeting eligible care needs, up to the cost of providing them. Section 17 requires a financial assessment before any charge is made, with the result given to your parent in writing.
www.legislation.gov.uk/ukpga/2014/23/section/14 · www.legislation.gov.uk/ukpga/2014/23/section/17 - NHS-funded Nursing Care weekly rate. From 1 April 2026, in the 2026/27 year, this is £267.68 a week in England. Check the current figure at [ageingparent.co.uk/s/fnc-rate-2026-27](https://ageingparent.co.uk/s/fnc-rate-2026-27) — this changes each April.
www.gov.uk/government/news/better-community-care-thanks-to-nursing-funding-boost - Care and Support (Charging and Assessment of Resources) Regulations 2014 (SI 2014/2672), regulation 12 and regulation 25\. In the 2026/27 tax year, the upper capital limit in England is £23,250 and the lower capital limit is £14,250. Between the two limits, £1 a week is added to the assessed contribution for every £250 of capital. Both limits have stayed the same since April 2010\. Check the current figure at [ageingparent.co.uk/s/si-2014-2672-reg12](https://ageingparent.co.uk/s/si-2014-2672-reg12) — this changes each April.
www.legislation.gov.uk/uksi/2014/2672/regulation/12 - Care and Support Statutory Guidance, Annex E, "Deprivation of assets." Sets out the test a council applies: whether avoiding a care charge was a significant reason for the gift or spending, and whether your parent could reasonably have expected to need care at the time.
www.gov.uk/government/publications/care-act-statutory-guidance/care-and-support-statutory-guidance - Care and Support (Charging and Assessment of Resources) Regulations 2014 (SI 2014/2672), regulation 22, "Notional capital." Regulation 23 sets out how a notional capital figure reduces over time. Together, these let a council treat given-away money as though your parent still had it.
www.legislation.gov.uk/uksi/2014/2672/regulation/22 · www.legislation.gov.uk/uksi/2014/2672/regulation/23
Sources for the other chapters are listed at ageingparent.co.uk/sources/who-pays. Free guides on the topics in this book are at ageingparent.co.uk.